More Critical Illness Insurance Resources
- AFLAC Critical Illness Benefit Summary
- AFLAC Critical Illness Rates
- VIDEO: AFLAC Critical Illness Insurance
Your 2024 Benefits Resource
Critical Illness Insurance
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- Benefit Terms and Definitions
Critical illness insurance through Aflac provides coverage for the added costs of battling a critical illness. The plan pays a lump sum cash benefit upon initial diagnosis of a covered critical illness:
- Heart Attack
- Stroke
- Coronary Artery Disease
- End-Stage Renal (Kidney) Failure
- Limited Major Organ Transplant
- Invasive Cancer
- Non-Invasive Cancer (Carcinoma In Situ)
- Skin Cancer
You may elect between $5,000 – $30,000 for yourself and up to $30,000 for your spouse or domestic partner in $5,000 increments. When you elect coverage for yourself, your dependent children under 26 are included at no additional cost.
Click here for detailed information on Aflac Group Critical Illness.
Employees pay the full cost of this voluntary benefit via payroll deduction.
You are not required to be enrolled in a major medical plan offered by Genesys to enroll in critical illness insurance through Aflac in most states. However, in the states of California, New Jersey, and New York you will be required to have medical coverage in order to enroll in this benefit. Aflac will request the name of your medical plan after you enroll. The required medical coverage can be through Genesys or another insurer such as your spouse’s employer plan or another source.